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*agrees* with mph and rivka. I of course think it's ridiculous as well. I was just having fun with it. My husband is a very safe driver, he just gets a touch of private road rage. Private meaning he doesn't share it with the other drivers, he just gets po'd and grumbles to himself the entire time he's driving. I do that as well. People are crazy out there on the open roads.
Oh well, so much for the fluff. I swear sometimes you folks around here are a bit to touchy.
Farmgirl - If my kids were in a one car accident in a very rural area, I'd of done the very same thing. Who in the world would call in that type of situation?
brojack - very honorable first jobs! I'm hoping that Arik finds a good one as well!
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I know entirely too many people -- otherwise intelligent people -- who believe in astrology or similar to take it as being a joke. *shrug*
Posts: 32919 | Registered: Mar 2003
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Regarding grades, if your son is getting good grades and does so consistently, that might get him a discount with the insurance company. Also, if he is willing to take a defensive driving course, that's worth a discount.
Also, shop around, it really pays. Also, it depends on what city you live in. I move from Minneapolis to a small rural town, my insurance for full coverage including renters insurance is less that basic liability was in Minneapolis.
Also, rates tend to rise the longer you stay with an insurance agent. The more you pay the more he makes. That actually seems counter intuitive. You would think that the longer you stay with one agent and one insurance company, and don't have accidents, you rates would go down. But that's not how it works. There are some people who change insurance companies every four or five years just to keep their rates down.
You can be penalized if you are dropped by your insurance company, but to my knowledge, there is no penalty if you drop them.
I personally don't like either State Farm or Allstate. American Family and Farmers Insurance Group seem to have excellent rates.
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